PennyPortPennyPort
New HMRC rules — Making Tax Digital for Income Tax

Making Tax Digital,
made painless.

Making Tax Digital is HMRC's new way for sole traders and landlords to report income tax. PennyPort keeps your records right and your updates filed on time.

No missed deadlines. No penalties. No panic.

If tax fills you with dread, you're exactly who we built this for.

No accounting jargon No pricey software No January panic

Built by a practising accountant who knows simple beats complicated — no bank feeds, no AI, just an easy way to manage your tax.

Cashbook · Hair by Megan

2026 / 27

Saved

Money in

£12,000

Money out

£4,040

Balance

£7,960
DateDescriptionInOutBalance
14 AprFuel — mobile visits£68.40£7,960.00
12 AprCash takings — week 2£615.00£8,028.40
9 AprStock — Sally Beauty£142.10£7,413.40
6 AprInvoice #1041 — Patel Studio£980.00£7,555.50
4 AprColour & products — Salon Services£184.50£6,575.50

The rules are changing — here's the plain version

Making Tax Digital replaces the once-a-year tax return with quarterly updates to HMRC. It arrives in stages:

April 2026

If your self-employment and rental income together top £50,000 a year

April 2027

If they top £30,000 a year

April 2028

If they top £20,000 a year

Start now and you'll be in the habit long before it's compulsory — no scramble, no surprises.

Three steps. That's the whole thing.

No spreadsheets to wrestle, no accounting software to learn.

Step 1

Pop in what came in and out

Type it in, or import a spreadsheet from your bank. PennyPort sorts it into the right boxes for you.

Step 2

We do the tax maths

Your tax position updates automatically as you go — so you always know roughly what you owe.

Step 3

Send it to HMRC in a click

When a deadline comes round, submit your update to HMRC without leaving PennyPort.

Money In

Log what you got paid — card, cash, bank transfer or invoice. No ledgers, no jargon.

Money Out

Record your costs as you go: stock, rent, insurance, mileage and everything in between.

File with HMRC

Send your quarterly updates straight to HMRC and keep a receipt for every submission.

Accountant Pack

At year-end, one button bundles everything up neatly for your accountant.

Made for people like you

If you can jot a note on your phone, you can use PennyPort. Here's what it looks like for your line of work.

Hairdresser & beauty

Track: Takings, chair rent, colour & products, mileage

Landlord

Track: Rent, repairs, agent fees, mortgage interest, insurance

Decorator

Track: Job payments, paint & materials, van fuel, tools

Plumber

Track: Call-outs, parts, van fuel, tools, insurance

Cleaner

Track: Client payments, supplies, fuel, equipment

Tutor

Track: Lesson fees, materials, travel

Sole trader or landlord and not on the list? PennyPort still fits — the same money-in, money-out, tax-sorted routine works for any trade.

Your accountant will thank you

One button. Everything your accountant needs.

No more digging through bank statements, photos of receipts and half-remembered expenses. At year-end, PennyPort bundles it all into one tidy pack — so your accountant spends less time chasing you, and you spend less on their fees.

IncomeExpensesMileageInvoicesHMRC receipts

A safe harbour for your figures

Your data is encrypted and only ever used to keep your records and file with HMRC, through their official secure connection. It's your information — never sold, never shared.

Simple pricing

One honest price — and it stays that way

The big accounting apps reel you in cheap, then nudge the price up every year — for AI, bank feeds and a hundred features you'll never touch. PennyPort does the opposite: one fair price for exactly what you need.

Everything, one plan

£7.99/month

Free to try while we're in early access — no card needed.

  • Unlimited quarterly updates filed to HMRC
  • Cashbook, income, expenses & mileage
  • Invoices you can send and print
  • One-click Accountant Pack
  • Tax Tips — plain-English, trade-by-trade guidance so you claim what you're owed and dodge the nasty surprises.
No AI you didn't ask forNo bank-feed feesNo yearly price hikes

Questions, answered

Do I actually have to do this?

If your combined income from self-employment and property goes over the threshold for the year, HMRC will require you to keep digital records and send quarterly updates instead of one annual tax return. It starts in April 2026 for higher earners and widens each year after that.

I'm not good with numbers — is this really for me?

Yes. PennyPort is built for people who are brilliant at their trade, not at bookkeeping. Everything is in plain English — you tell us what came in and what went out, and we handle the tax side.

Can my accountant still be involved?

Absolutely. At year-end, one button creates a tidy pack of everything your accountant needs — so they spend less time chasing you and you spend less on their fees.

How much does PennyPort cost?

One simple price — £7.99 a month for everything. No tiers, no add-ons, and no yearly price hikes for AI or bank feeds you never asked for. While we're in early access you can try it free, with no card needed.

Is my information safe?

Your data is encrypted and only ever used to keep your records and file with HMRC. We connect to HMRC through their official, secure system.

What if I forget a deadline?

We keep an eye on the dates for you. PennyPort shows what's due and when, and nudges you ahead of each quarterly deadline — so filing on time is one quick job, not a last-minute scramble.

Bring your tax safely into port

Income, expenses and HMRC filing in one calm place — without the cost and complexity of full accounting software. Get set up in minutes.