Making Tax Digital,
made painless.
Making Tax Digital is HMRC's new way for sole traders and landlords to report income tax. PennyPort keeps your records right and your updates filed on time.
No missed deadlines. No penalties. No panic.
If tax fills you with dread, you're exactly who we built this for.
Built by a chartered accountant who knows simple beats complicated — no bank feeds, no AI, just an easy way to manage your tax.
Cashbook · Hair by Megan
2026 / 27
Money in
£12,000Money out
£4,040Balance
£7,960The rules are changing — here's the plain version
Making Tax Digital replaces the once-a-year tax return with quarterly updates to HMRC. It arrives in stages:
April 2026
Now liveIf your self-employment and rental income together top £50,000 a year
April 2027
If they top £30,000 a year
April 2028
If they top £20,000 a year
Already in the first wave? PennyPort keeps you filing on time. Not yet? Start now and it'll be second nature long before your date arrives.
Three steps. That's the whole thing.
No spreadsheets to wrestle, no accounting software to learn.
Step 1
Pop in what came in and out
Type it in, or import a spreadsheet from your bank. PennyPort sorts it into the right boxes for you.
Step 2
We do the tax maths
Your tax position updates automatically as you go — so you always know roughly what you owe.
Step 3
Send it to HMRC in a click
When a deadline comes round, submit your update to HMRC without leaving PennyPort.
Everything in one place
One tidy app, from first receipt to final tax bill
Keep your books, watch your tax add up, and file with HMRC — without juggling spreadsheets, shoeboxes and three different apps.
Keep your books, the easy way
Simple cashbook
Type in your money in and out — or import a spreadsheet from your bank — and every entry lands in the right box.
Digital shoebox
Snap a receipt the moment you pay and it's stored for good, matched to the expense. No more faded paper.
Mileage tracker
Log a journey and your allowance is worked out at HMRC's rates — 45p a mile and all the fiddly bits.
Invoices & contacts
Raise and send tidy invoices, and keep a simple book of your customers and suppliers.
Know your tax, all year round
Live tax estimate
Your tax position updates as you go, so you always know roughly what you owe — no year-end shocks.
All your income
Add savings interest, dividends, wages and benefits so your tax picture is complete, not just your trade.
Tools & equipment
Claim for the kit you buy with a simple fixed-asset register and capital allowances worked out for you.
Tax Tips
Plain-English, trade-by-trade guidance so you claim what you're owed and dodge the nasty surprises.
File with HMRC, stress-free
Quarterly updates
Send your updates straight to HMRC from PennyPort and keep a receipt for every single one.
Finalise your year
A guided, step-by-step wizard walks you through your final declaration when the year is done.
Accountant Pack
One button bundles the whole year up neatly — so your accountant chases you less and charges you less.
Never miss a deadline
PennyPort shows what's due and when, so filing on time is one quick job — not a last-minute scramble.
Your accountant will thank you
One button. Everything your accountant needs.
No more digging through bank statements, photos of receipts and half-remembered expenses. At year-end, PennyPort bundles it all into one tidy pack — so your accountant spends less time chasing you, and you spend less on their fees.
Don't want to do the year-end bit yourself? Send your quarterly updates to HMRC from PennyPort as you go, then hand the pack to your accountant and let them file your final declaration for you. You stay on top all year — they just sort the bit at the end.
PennyPort Go
Your books, in your pocket
Snap a receipt at the till, log a journey from the van, send an invoice on the spot. Everything syncs straight to your PennyPort account — so there's nothing to type up later.
Add a receipt
Snap & store
Tap to snap a receipt
Costa
Saved · Coffee with client
Shell
Fuel
Sally Beauty
Stock
Snap & store receipts
Photograph a receipt the moment you pay — it's saved to your shoebox and matched to the expense.
Log mileage on the move
Record a journey from the van and the allowance is worked out for you.
Invoice on the spot
Raise and send an invoice before you've even left the driveway.
Always in sync
Whatever you add on your phone shows up in PennyPort on the web, instantly.
Free with every account — on iPhone & Android
Made for people like you
If you can jot a note on your phone, you can use PennyPort. Here's what it looks like for your line of work.
Hairdresser & beauty
Track: Takings, chair rent, colour & products, mileage
Landlord
Track: Rent, repairs, agent fees, mortgage interest, insurance
Decorator
Track: Job payments, paint & materials, van fuel, tools
Plumber
Track: Call-outs, parts, van fuel, tools, insurance
Cleaner
Track: Client payments, supplies, fuel, equipment
Tutor
Track: Lesson fees, materials, travel
Sole trader or landlord and not on the list? PennyPort still fits — the same money-in, money-out, tax-sorted routine works for any trade.
Who's behind PennyPort
Built by a chartered accountant & tax adviser
PennyPort is built by a UK chartered accountant and chartered tax adviser. I built it because the big accounting apps are too complicated and too pricey for people who simply need to keep good records and file on time. So I made the opposite: deliberately simple, in plain English, and priced fairly.
Simple pricing
One honest price — and it stays that way
The big accounting apps reel you in cheap, then nudge the price up every year — for AI, bank feeds and a hundred features you'll never touch. PennyPort does the opposite: one fair price for exactly what you need.
Everything, one plan
Free to try while we're in early access — no card needed.
- Unlimited quarterly updates filed to HMRC
- Cashbook, income, expenses & mileage
- Snap & store receipts in your digital shoebox
- Invoices, plus a customers & suppliers book
- PennyPort Go — the phone app, included
- One-click Accountant Pack
- Tax Tips — plain-English, trade-by-trade guidance so you claim what you're owed and dodge the nasty surprises.
A safe harbour for your figures
Your data is encrypted and only ever used to keep your records and file with HMRC, using their secure Making Tax Digital system. It's your information — never sold, never shared.
Questions, answered
Do I actually have to do this?
If your combined income from self-employment and property goes over the threshold for the year, HMRC will require you to keep digital records and send quarterly updates instead of one annual tax return. It starts in April 2026 for higher earners and widens each year after that.
I'm not good with numbers — is this really for me?
Yes. PennyPort is built for people who are brilliant at their trade, not at bookkeeping. Everything is in plain English — you tell us what came in and what went out, and we handle the tax side.
Can my accountant still be involved?
Absolutely. At year-end, one button creates a tidy pack of everything your accountant needs — so they spend less time chasing you and you spend less on their fees.
Can I use it on my phone?
Yes — PennyPort Go is the free companion app for iPhone and Android. Snap receipts at the till, log a journey from the van and raise invoices on the spot, and it all syncs straight to your account.
How much does PennyPort cost?
One simple price — £7.99 a month for everything. No tiers, no add-ons, and no yearly price hikes for AI or bank feeds you never asked for. While we're in early access you can try it free, with no card needed.
Is my information safe?
Your data is encrypted and only ever used to keep your records and file with HMRC. We connect using HMRC's secure Making Tax Digital system.
What if I forget a deadline?
We keep an eye on the dates for you. PennyPort shows what's due and when, and nudges you ahead of each quarterly deadline — so filing on time is one quick job, not a last-minute scramble.
Do I have to connect my bank account?
No. There are no bank feeds and no logins to hand over — you simply type entries in or import a spreadsheet. That's why there are no per-connection fees, and your banking stays private.
Keeping it honest
Who PennyPort isn't for
We've kept PennyPort deliberately simple, so it isn't the right tool for everyone. It probably won't suit you if you:
- Run a limited company — PennyPort is for sole traders and landlords
- Need to run payroll for employees
- Have complex VAT to manage
- Want a full accounting suite with bank feeds and AI
If that's you, a traditional accounting package may fit better. But if you're self-employed or a landlord who just needs to keep records and file Making Tax Digital, PennyPort is built exactly for you.